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A Buying Self-Test

Before committing to a major purchase, give yourself this self-test to determine whether your purchase would be a wise decision.

1. Do I really need this?
2. Do I need this now?
3. Can I get a better price elsewhere?
4. If this is a bargain, is it a current or suitable model?
5. Can I get by with a less expensive version or model of the product?
6. Is the item of good quality?
7. Will I still be pleased with my purchase in 30 days?

Answering these questions will help you decide whether this is an impulse purchase or one for which you have done sufficient research.

Related Information:

Sidebar to Avoiding Financial Black Holes
Origin of article "A Buying Self-Test"
Keywords: buying self test buying, criteria for shopping, considerations when money management money 

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